He is a dynamic and experienced banker with over 20 years of banking experience. He holds master’s degree in Business Administration and bachelor’s degree in Economics. He has gained wide experience in the field of Credit Appraisal and NPA Management, Personnel Management, Profitability Planning and has in-depth understanding of different banking related business processes. He has been associated with Azizi Bank during its formation and later joined the Bank as Deputy Chief Credit Officer. Later-on he joined Bank-e-Millie Afghan, Kabul as Chief Credit Officer and a Member of Board of Management of the Bank, where he was responsible for handling entire functions of credit department of the Bank. He has worked with the Afghanistan Bank sector for a long period and has gained good understanding of the sector. He joined New Kabul Bank as Chief Executive Officer (CEO) in August 2016. There is substantial improvement in the management and functioning of the Bank. The bank is a professionally managed, reflects better corporate governance and functional efficiencies in all banking parameters. The Bank has established itself as one of the leading banks in the country.
He is a Commerce graduate and a Chartered Accountant from India. He is having over 4 decades experience primarily in the banking and financial institutions. He has looked after different functions such as Finance & Accounts, Credit & NPA Management, Treasury Management and Regulation & Supervision of Housing Finance Companies (HFCs). He has worked as Chief Internal Audit and Chief Financial Officer with Afghanistan Banks, where he was responsible for ensuring timely preparation of periodical financial statements, submission of periodical returns (call reports) as required by Da Afghanistan Bank and other authorities, conducting internal audit of branches and different departments of the bank in line with the annual audit plan. He has also been a member of the Audit Committee of the Board with one of the Afghanistan based Bank.
He holds master’s degree in Business Administration. He joined Afghanistan Banking system in the year 2010, when he joined Kabul Bank as Finance Officer. He has worked in different positions such as Finance Officer, Senior Finance Officer, Head of Control & Reporting and Deputy Chief Financial Officer. Currently, he is working as Chief Financial Officer Since 2022. He is overseeing overall management and supervision of the Finance & Accounts department. He is a member of the Board of Management and is responsible for timely preparation and submission of periodical financial statements such as quarterly and annual financial statements, regulatory call reports and other reports to DAB and different governmental departments such as Ministry of Finance, participating in the meetings of Board of Management and ALCO, coordination with external, internal and DAB auditors, etc.
An experienced banking professional having gained educational qualifications such as MBA in addition to BBA and diploma in Business Administration. He has over seventeen years’ experience in the Managerial Cadre with wide expertise in Accounting, Concept implementation and Management. A hands-on manager with expertise in accounting systems development, fiscal management, and financial reporting. Proven record of developing and implementing financial and operational controls that improve P&L scenario and competitively position firm. He has exposure to different software systems such as Oracle Finnacle, developed by Infosys Limited, Core banking solutions by Virmati Limited, ATM’s of Diebold and NCR and switches like Nimbus. He has managed around 117 branches in terms of data management and reconciliation processes. He joined Afghanistan Banking Sector in the year 2005 and has held different positions such as Branch Manager, Deputy Chief Risk Officer as also as Acting Chief Risk Officer with New Kabul Bank. Currently, he is working as Chief Operations Officer and a Member of Board of Management.